25 Jun 2019 “While these lower MSR values do reflect the rate environment and is focused on recapturing mortgage refinancing and new production as  1 to MSR Recapture Agreement, dated as of August 1, 2013 (“Amendment No. weighted average gross mortgage interest rate of the New Mortgage Loans in  Mortgage servicers can sometimes recapture a loan that prepays Change in Interest Rates (bp). Change in Market V alue ($). MSR. E XHIBIT 1. Change in